All gold is secured in the client's name as their own property.
An independent law firm (Christ + Kollegen) has access to a real-time encrypted backup of every client's current settlement records. They can not see any of the client's personal information. A fourth party law firm is in possession of the belonging private key (2FA) to unencrypt the backup. These two firms have been instructed to come together if something happens to Vaultoro.
All repatriation would work in combination with the law firm and Pro Aurum. In the case of a insolvency, Pro Aurum will wind up the liquidation to arrange a refund. Vaultoro or Pro Aurum would use the email address registered to contact each account holder. Clients would be able to choose to either sell their gold holdings to fiat or get a delivery.
A physical delivery or a wire transfer of the value of your gold holdings would then be addressed to you. A client's Vaultoro account could also be transferred to a single Pro Aurum account.